Indiana's nursing homes provide a blend of Midwestern practicality and compassionate care, serving seniors in bustling cities like Indianapolis and Fort Wayne as well as in numerous rural communities. The state's cost of care is often more affordable than the national average, making it a practical choice for many families. This guide will help you understand the options available in the Hoosier State, from the different types of care to the financial assistance programs that can help make it accessible.
Types of care in Indiana
Nursing homes in Indiana are licensed to provide 24/7 skilled nursing care and rehabilitation services. They are designed for individuals who require frequent medical attention and assistance with most daily activities. For those who need help with things like medication management and bathing but not intensive nursing, Indiana's residential care facilities (assisted living) may be a suitable alternative. Many nursing homes also offer secure memory care units.
Selecting a facility in Indiana
- State Surveys: The Indiana State Department of Health conducts annual surveys of all facilities. Review these reports for compliance history and any cited deficiencies.
- Family Involvement: Choosing a location convenient for family in areas like Northwest Indiana or the Evansville region allows for regular visits, which greatly benefit resident well-being.
- Clinical Focus: Inquire about the facility's experience with specific conditions, such as Parkinson's disease, diabetes, or post-operative orthopedic care.
- Environment and Activities: Look for a clean, well-maintained environment with a calendar of activities that would engage your loved one.
Paying for care in Indiana
Indiana Medicaid (through the Office of Medicaid Policy and Planning) is the main payer for long-term nursing home care for eligible residents. Medicare covers short-term rehab stays. Indiana also has a waiver program that can provide services in home-like settings. It is important to discuss payment options openly with facility administrators to avoid unexpected costs.
Practical steps to take
- Identify a target area based on where family support is located.
- Research facilities online using the state's ISDH Find A Health Care Provider tool and Medicare.gov.
- Visit your top choices, preferably during a meal time, to observe the quality of food and resident-staff interactions.
- Ask for a full disclosure of all costs, including any fees for extra services not covered in the base rate.
Start your search by exploring facilities in the Indiana cities listed below. Focusing on a specific region will simplify the process of finding the right nursing home.